Your Gateway to Secure and Convenient Banking

The Roshan Digital Account (RDA) is a pioneering initiative by the State Bank of Pakistan, tailored to meet the needs of Overseas Pakistanis. Whether you want to transfer funds, pay bills, or invest in lucrative opportunities, the RDA offers you the flexibility and ease to do it all.

How Can We Help?

Easy Online Access

Open and manage your RDA from anywhere in the world with a few clicks.

Multiple Currency Options

Operate your account in PKR, USD, EUR, or GBP.

Secure Transactions

Rest assured that your money is transferred through secure and legal channels.

Investment Opportunities

Rest assured that your money is transferred through secure and legal channels.

Naya Pakistan Certificate

The Naya Pakistan Certificate (NPC) is an exceptional investment opportunity available exclusively through the Roshan Digital Account. Designed to offer attractive returns, these certificates are a secure way for Overseas Pakistanis to invest in the development and prosperity of Pakistan.

Benefits:

  • Attractive Returns: Earn competitive profit rates in multiple currencies (PKR, USD, EUR, GBP).
  • Flexible Tenures: Choose from a range of tenures, from 3 months to 5 years, to suit your investment goals.
  • Shariah-Compliant Options: For those seeking Islamic banking options, Shariah-compliant NPCs are also available.
  • Tax Exemptions: Enjoy full and final tax exemptions on profits earned from NPCs, making it a tax-efficient investment.

Roshan Apna Ghar

Invest in Your Dream Home in Pakistan. The Apna Ghar package is a unique offering within the Roshan Digital Account, allowing you to invest in real estate in Pakistan. Whether you’re looking to buy a house for your family or invest in property, the Apna Ghar package makes it possible, even while you’re living abroad.

Benefits

  • Easy Financing
  • Diverse Options
  • Simple Process

Roshan Apni Gari

Drive Your Dreams with Apni Gari. With the Apni Gari package, you can finance the purchase of a vehicle in Pakistan directly through your Roshan Digital Account. Whether it’s for your personal use or for your family back home, this package provides a hassle-free way to buy a car, ensuring convenience and satisfaction.

Benefits

  • Flexible Financing

  • Wide Selection

  • Quick Approval